Junk expenses can be anything from cigarettes to candy. All you sure that you need to really eat all the candy you eat and smoke all those cigarettes you smoke every single day? You do not really need them, do you? Do you realize how much you spend on your cigarettes each month? You might even spend more than you realize. The truth is that you do not really need all this junk. I am sure you would be able to live without it if you really wanted to. This is not as if your live depends whether you smoke a cigarette or now. Trying to save on junk expenses is especially important in a down economy.