Student Living – Questions to Ask a New Landlord Before Signing

Moving away from home for the first time and into a student residence can be every bit as exciting as it is nerve-wracking. After all, it’s not as if any of us are born knowing how to live alone, let alone make the necessary arrangements to find somewhere to live in the first place! It can all get a bit on the overwhelming side to say the least, but there’s a single rule uttered day in and day out by the UK’s most influential authorities that will ensure you’re always on top of your game:

If you don’t know, ask!

The trouble is that so many students just turn up like flocks of sheep, jump into the first place they come across and basically just sit around waiting for the bills to come in. not the end of the world you might argue, but by asking a few questions long before signing up, you can make sure you not only get the best possible place for you, but also the best possible deal.

Here’s a quick overview of the most important questions to ask a landlord in order to avoid getting stung and to make sure you’re in safe hands:

How Long Have You Been Letting to Students?

Right off the bat, it’s important to realise that letting to students is not that same as letting to say a 45-year-old couple that’s already been renting for two decades and know the process inside out. As a student, you’ll have plenty of questions to ask and much advice will be needed from time to time – are they the right people to go to for this? More often than not they’ll have been in the game for years or even decades, but if you come across a first-timer to student rentals, it’s a good idea to be a little more cautious.

What is NOT Included in the Rent?

There will always be those that like to tell you all the amazing things you get for free with the rent, though decide to strategically NOT tell you what’s not included. You then get hit with a bill and there’s nothing you can do about it – you did, after all, sign the contract. So basically, ask outright in black and white terms exactly what you will be expected to pay for on top of the rent. From water rates to electricity to gas to TV licenses and so on, there’s often more there than what meets the eye.

Do You Offer All-In Deals?

Some all-in deals that include all bills will save you a fortune, others will leave you out of pocket and in many cases all-in deals aren’t even offered. Nevertheless, it’s always a good idea to bring it up just to find out exactly what options are on the table.

Are Your Premises Insured?

It’s pretty safe to say that no right-minded property owner would try letting a place without proper insurance, but it does happen. As such, it’s a good idea to ask them about their insurance and its extent of coverage. It won’t cover your own personal property, but it should cover all essential appliances and the things around the place you depend on.

Can You Offer Evidence of Gas Safety Checks?

Safety checks should have been carried out recently on the gas supply piping into the place and really anything that’s gas-powered. This is something you should never be afraid to ask for evidence of – any kind of refusal or hesitation is a red-flag warning sign to run for the hills.

When Did You Last Replace the Property’s Main Appliances?

Some would call this picky, but in all honesty if they haven’t replaced the fridge or the washing machine since 1983, this probably tells you something about their character and how much they care for their tenants. It’s you that will have to put up with using these things for a year or three, so you might as well ask!

Do You Have References?

Probably the most important question of all, you need to make sure they have references to back up their claims and you should be given access to them. Be it written testimonials or the contact details of past or present tenants, never dive head-first into a contract before first finding out what your renting counterparts have to say.

Can I Think About it?

Last but not least comes something of a tricky question – ask if you can have a short while to think about it. If they decide to put pressure on you and basically say ‘Sign it now or never’, then you have yourself a dodgy dealer to avoid. They should have your best interests at heart and be confident enough that you’ll come back and sign – not practically beg you to sign right there and then. Check FindSpace.

Federal Compensation for Disabled Individuals

Disabled individuals might not be able to work full time or even part time. Physical and mental disabilities make it difficult to earn a sustainable income. People who suffer from such conditions could qualify for disability insurance that is sponsored by the federal and state governments. Each disability case is unique and is thoroughly reviewed by the appropriate social security departments. To increase the chance of getting approved for benefits, applicants should ideally hire a lawyer who specializes in disability law.

When people get injured on the job, they might qualify for benefits that are derived from workers’ compensation insurance. However, some disabled workers might also think that they are eligible to receive compensation from social security. A qualified lawyer can clearly explain all of the laws and regulations that distinguish workers’ compensation from other disability benefits. Employees who have sustained job-related injuries most likely will receive compensation from an employer’s insurance program. Workers’ compensation usually provides relatively short-term benefits. Individuals who have become permanently disabled will have to forfeit such payments in order to qualify for long-term benefits from social security funds.

When applying for programs such as social security disability insurance, individuals need to provide extensive proof of the extent of the disabilities. Medical records must be signed by primary care physicians and other specialists such as physical therapists and orthopedic surgeons. There must be clear evidence that links a physical condition of the applicant with the inability to work anywhere. Similarly, mental disabilities of applicants must be verified by psychiatrists and psychologists. Such professionals can officially diagnose individuals with mental problems like bipolar disorder, anxiety, schizophrenia and obsessive compulsive disorder.

If for some reason an application for social security disability benefits is rejected, there is the option of appealing the decision. A lawyer can come up with a new strategy to try and convince the social security department to reconsider a client’s case based on new evidence that’s presented. For example, a disability attorney might be able to prove that a wheelchair bound client is unable to work sedentary jobs behind a computer desk. Sometimes, social security departments think that certain disabled applicants are still able to work in some jobs that require little physical effort. Conditions such as cramps, seizures and other physical instability surely prevent disabled people from functioning normally.

4 Areas of Law Practice that are Gaining Popularity

Unless your friends and family are lawyers, they probably think your day is like a romance-filled episode of Ally McBeal, with a little Law and Order drama thrown in there for good measure. You know that the hours are long, the stress is mounting and the workload would fell lesser mortals. But it is still an interesting and desirable career track, and these days, some lawyers with experience in specialty niches are more in-demand than ever. Here are four of the areas of law practice that are gaining in popularity.

  1. Environmental law. If you recall 1995’s Clueless, the handsome stepbrother declared his wish to get into environmental law. It was clearly to reveal the do-gooder aspect of the character, but these days, attorneys specializing in everything “green” are highly sought after and may become so swamped that www.perdiemattorneys.com must come to the rescue.
  2. Bankruptcy law. The recession hit hard, and people today are still struggling. Declaring bankruptcy has become the only option for more and more individuals, but these people are seeking legal counsel so that, even if the situation may be a blow to their dignity, they know their rights.
  3. Poverty law. As mentioned, people today are struggling to get by, and more families are slipping below the poverty line as a result. Being impoverished often has the effect of leaving people voiceless, without advocates. Luckily, more lawyers are taking up the causes of the poor and ensuring that justice is caste-blind.
  4. Intellectual property law. The deposition scenes from The Social Network come to mind here, where two classmates are suing Mark Zuckerberg for intellectual property theft. As technology now spreads ideas like wildfire and creative output has the potential to make millions of dollars, more individuals and corporations are interested in protecting what’s theirs.

The law profession dates back to ancient times, and it may be that the old adage is true: the side with the best lawyer always wins.

Drawer Slides

In my practice, I have all kinds of drawers for all the important documents I happen to be storing there. To be honest, I don’t know what I would do without all those drawers as they create a sense of order where I work. I will later try to look at some more long drawer slides because the collection of my documents expands very rapidly and to be honest it is about time I did something about it.

A Family Attorney Offers Many Valuable Services

When searching for an attorney for your family’s legal needs, you should look for a law firm that provides a full range of services. The following are a few of the legal services that should a law firm should provide within the family law framework.

Divorce and child custody issues
Divorce is an emotional period in a person’s life, and it can lead to many mistakes that are made concerning property settlement as well as the agreements regarding children. A good family attorney will have experience in both divorces and child custody issues, so you can use the law firm for one or both services. Using an attorney for divorce is critical. There may be issues that you don’t’ think about, but a good attorney will make sure that all applicable issues in your situation are addressed.

Negotiating with your spouse’s attorney
The ability to negotiate will help you keep a divorce from becoming to legally competitive and lengthen the time before the divorce agreement is reached. Your rights will be protected as well as keeping the emotional pain to a minimum. In the absence of a custody issue, an attorney will have the ability to negotiate a child support agreement.

Property settlement
Property can be negotiated and a settlement often reached without going to court. Although a good family attorney will have experience in a court fighting for his or her client’s rights, they will also have a record of negotiating settlements out of court. Settlement property issues in court can become expensive, and a good family attorney will often be able to create an agreement without getting the courts involved to settle disputes.

Spousal payments
If you have issues with the money you are receiving from your ex-spouse, a family attorney can work towards having these payments adjusted, or as is frequently the case, collecting the unpaid money from your ex-spouse.

Prenuptial agreements
If you are not married yet, entering into an agreement prior to marriage can make it clear what each party is agreeing to before they are married. Although you may be reluctant to have such an agreement because it seems as if you are planning for a future divorce, the truth is that knowing what is being agreed to at the time of a marriage can help a marriage succeed.

There are several family attorneys in the Sydney area that offer all of the services listed above and more. One example of a family lawyers Sydney law firm is Prime Lawyers.

Polaris RZR XP 1000 Door Options

One of the first parts that just about every UTV owner adds to their vehicle is a set of high quality doors. Polaris noticed this trend and introduced an interesting innovation. They added a set of half doors to the new XP 1000 RZR, a feature that many owners like. Others either want different doors altogether or at least inserts to cover the remainder of the door opening. The following are a few options for the RZR that may fit the needs of XP 1000 owners.

DragonFire Racing went about designing a set of 1/2 doors for the XP 1000 as soon as they got their hands on one. They decided on going with the Door Panel & Slammer kit. This half door kit is designed to fill in both the bottom and rear shoulder sections. Every panel is easy to install and is designed to match the factory body lines of the RZR XP 1000! The doors add some needed graphics to your factory doors for a little extra style. The doors also includes the DragonFire Door Slammer Kit, a hardware pack designed to resolve issues with the movement of the stock doors. This door kit is a complete solution for optimizing the factory 1/2 doors. The slammer kit comes complete with driver/passenger door panels and all mounting hardware.

Factory UTV also makes door Inserts for the Polaris XP 1000. These inserts are constructed from a powder-coated mild steel tube frame, and covered with plastic skins. Factory UTV uses quality thermoplastic high-impact polypropylene. They have a high-gloss finish with excellent durability and are available in black and orange. Graphics kits are also now available for these door inserts! These doors flow with the stock bodywork for a factory look.

Polaris has their own line of products for the RZR, and they released upper half canvas doors for the RZR XP soon after the vehicle’s release last year. Enhance rider protection in the Polaris® RZR® XP 1000 with a set of versatile Canvas Upper Half Doors. They install above the stock door panels in the integrated mounting locations, and provide shade and reliable protection from the elements. The doors have zip-out clean poly windows for extra light and visibility. When removed from the RZR®,airflow is increased into the cab area. These mold resistant and UV stable material give the doors incredible durability. Steel tube framework and vinyl crack resistant construction reinforces doors. RZR Canvas Upper Half Doors swing open with the stock doors for easier rider ingress and egress. d durability against harsh weather conditions. For these doors and dozens of other Polaris RZR accessories and parts, visit www.sbsparts.com.

MCX Upgrades and accessories

MCX-USA is known for their high quality turbo systems, but they offer an entire line of upgrades in addition.  From low compression pistons to overdrive/underdrive clutch kits, MCX has everything that you need to complement your turbo system.  Their Turbos are offered in packages for most of the sport UTV models, from the RZR 800, 900XP, 1000XP, to the WIldcat to the Commander and Maverick.  The following parts are a just a few upgrade options for those interested in “Going Turbo.”

CP has a reputation for building some of the best quality UTV pistons on the market. Built to perform and outlast the competition, especially in powersport market, CP is recognized as a technological leader in piston design. They focus on developing industry-leading products for racing and other high performance applications.  CP-Carrillo pistons are available for the Polaris RZR XP 900, designed in several compression ratios, and can be used with MCX’s standard and low boost turbo kits.    Their Anti Detonation Grooves, Accumulator Groove, Constant Pressure Groove, and double pin oilers set these apart from other pistons on the market for turbo applications.

MCX uses Team Industries overdrive-underdrive performance clutch kits to fine tune the clutch on their turbo applications.  The kit includes the primary and secondary clutch, primary and secondary springs, an adjustable weight set, an extreme duty belt and a clutch cover spacer. If you are going to add a turbo to your vehicle, the clutch MUST be tuned to get the most out of your turbo, and it is important to contact the company and provide them with your vehicle’s tire size, driving style and application and elevation.

MCX even makes a high performance intake manifold for the RZR XP 1000.  The plenum helps you avoid torn intake boots. When running a turbo, the XP 1000 Billet Intake Manifold helps prevent throttle bodies from slipping out of the intake boot, a common problem with this model. A delrin clamp secures both throttle bodies, which prevents anything from getting into the intake.  The intake is a billet aluminum manifold that includes the o-rings for a long life. For these products and many more Polaris RZR accessories and parts, visit www.sbsparts.com.

 

 

 

 

Trials of Traumatic Brain Injury

Brain injuries occur mainly due to blunt force trauma to the head area. Whenever there is an impact to the head, it tends to affect the functioning of the brain. Some may only suffer a concussion while others might lose their control over their body or it might even result in memory loss or amnesia.

 

Result of the focus on TBI

Recently TBI or traumatic brain injury has been attaining a lot of attention. This sudden attention has alerted the general public that a head injury is a serious and a grave matter. Any kind of blow to the head, be it an accident or otherwise should not be slighted. If the problem is detected on time, then a permanent damage can be prevented. The complications can be reduced and a proper treatment can be provided.

The symptoms of TBI

There are various ‘tells’ of a head injury. There are physical, emotional as well as cognitive symptoms, which can be witnessed in a person suffering from brain injury. What might seem to be a minor problem may turn out to be something very grave. So if a person has received a head injury and face a severe headache, or get fatigued easily, always feel nauseous, dizzy, can’t maintain a steady balance, gets disturbed by light, attain insomniac tendencies or a buzzing in the ears, they must fix an appointment with a qualified doctor immediately! The above mentioned symptoms might appear to be nothing out of the ordinary, but they shouldn’t be treated lightly under any circumstances. Other emotional and cognitive changes like difficulty to speak coherently, partial amnesia, sluggish and foggy thoughts, lack of concentration; escalating of anxiety, mood swings, confusion, frustration and depression, sudden insensitiveness to the feelings of others, etc are all symptoms of serious damages invoked by the traumatic brain injury. To gain more information, you may visit http://www.burgsimpson.com/colorado/accidents-personal-injury-lawsuits/semi-truck-accident-lawyers.html.

The work of the lawyers

Brain injury lawyers provide help under such circumstances. These lawyers are acquainted with litigation experience and are equipped with the license to practice law. Basically they provide support to the family while they undergo the traumatic experience of having a family member mangled with brain injury. These lawyers handle the legal works and help to press charges if required, for financial compensation. They help the patient and the family to move ahead in life and overcome this experience. They provide with invaluable advice and make preparation for the patient to undergo therapy, after they have recovered physically, for their emotional recovery. They stand by the side throughout the medical procedures and the therapy session which is a compulsory follow up. They ensure that the patient gets the best care and treatment possible. They try to find the best possible medical care for the patient. Their most important agenda is to provide the financial means, which takes care of the best facilities.

Most of the people who look up these articles are those who have walked a similar walk. As in, either they themselves have suffered a head injury or someone they are attached to is undergoing a similar phase. More information can be looked up in http://www.burgsimpson.com/colorado/accidents-personal-injury-lawsuits/semi-truck-accident-lawyers.html.

Omega 3

As a lawyer, I need to work a lot almost every day of my life. This means that my body needs to be strong and that I need to eat healthy no matter how tempted I am to eat junk food. One of the ways to remedy the situation is to learn to eat omega 3 foods that are simply good for your body. You won’t get very far in your career if you don’t find a way to make sure that your body gets all the nutrients it needs.

How to Find a Reputable Lawyer

I never know when I might need to hire a lawyer to help me with something. I do not mind spending some time looking for the right lawyer as once I already find somebody who could help me, I can contact the same person over and over again every time I need assistance.

When it comes to finding a reputable and reliable lawyer Berges Law Group is a good place to look for such a person. You will find that the place is good for you to start your search if you are anxious about the fact that somebody tries to collect your debt too aggressively.

I never worry when I have to appear in court for some reason. I always have the peace of mind knowing that everything is going to be OK. I am aware of the fact that I have the right to hire a lawyer to represent my name in court. I can choose whomever I want to do this. It is up to me to decide whom I want to trust and who I will want to hire for that special case. In this case, I trust Otto Berges.

I expect my lawyer to be professional, experienced and competent. I despise lazy and dishonest attorneys who only care about making a quick buck. I only would like to hire a lawyer whose reputation precedes him. Reputation matters a lot to me when it comes to lawyers. Usually, when a lawyer has a bad reputation, his career is usually over for him.

Every time I try to hire somebody such as a lawyer, I usually ask my friends or co-workers to recommend somebody to me. I also like to check the Internet and read some honest reviews online that usually shed some light on any topic I might need some help with such as debt collection.

Questions to Ask a Personal Injury Attorney

The first meeting between a lawyer and a client is one of the most crucial for establishing a strong relationship or determining the two parties aren’t the right fit. Additionally, it will cost more money through subsequent meetings required to get the lawyer fully informed with your case information. As a result, it’s important to come to this initial conversation prepared with the right questions and facts about your case, to expedite the process and ensure you both get the most out of the meeting. However, it can be hard to know just what to ask and data to bring, if this is your first visit with any lawyer. When you select a personal injury lawyer such as Resmini Law Associates, LLC, there are some key questions to ask that will help you evaluate their skills and assess your chemistry. As they will become your advocate throughout your case, choosing the right lawyer is paramount.

1.) The meeting should begin with questions about the lawyer’s professional experience, background and skills applicable to your specific case. Before you head to their office, you should review the basic information like their concentration areas and education. But while in the office, ask about the amount of personal injury cases personally handled by the attorney each year and whether personal injury is their primary focus. Also ask about their associations with professional organizations to get a sense of their continued education. These groups hold lawyers to a higher standard and are better equipped with up-to-date information that can be applied to your case.

2.) Ask about their defense style and the way they approach each case. In this way, you won’t be evaluating their skill, but rather whether their personality is in line with yours. Have them discuss their personal philosophy and how they translate information to a client. Some lawyers immediately recommend a course of action, while others will present each option and give a client a choice. It’s not that one method is better than another, but whether it’s what you need as a client.

3.) Describe your case in detail and ask the lawyer to make an honest assessment of your personal injury case. They should be equipped to provide you with their opinion of how to handle your defense, and the likelihood of a settlement. Some cases need mediation while others can be handled outside of court. Ask the path that is most likely, and determine their confidence level. In the end, choose the lawyer who answers your questions in a satisfactory manner.

How To Decide If You Need A Living Trust

A living trust is a legal document that is similar in many ways to a will. The major difference between the two is that a will become effective at the time of your death whereas the living trust bypasses the process of probate so that your wishes for your estate will be carried out according to your instructions in the event of your death or if you become unable to manage your finances due to being incapacitated. The living trust is designed by an estate planning attorney to reflect your wishes for your assets, dependents and heirs to your estate.

Living trusts are not right for everyone. Only individuals who have substantial assets or who have complex personal or financial circumstances typically use a living trust instead of a traditional will. Some situations, such as owning properties in other states than where you live, having a blended family or other complicated situations can be difficult to manage through a will. Basically, if your wishes cannot be fulfilled through the designation of beneficiaries, the rights of survivorship titling option and through a power of attorney, a living trust is a good choice. Hiring a qualified estate planning attorney to draft a living trust will ensure your desires for your assets are carried out according to your plan. Here is a Phoenix based website with lots of helpful resources – Phoenix Estate Planning Attorney.

Two Types of Living Trust

There are two types of living trust that the estate planning attorney can draw up for you. With a revocable living trust, your assets will be placed into the ownership of the trust. As trustee, you keep control of the assets with the option to change or revoke the trust whenever you want. When you die, the assets will go directly to the beneficiaries, avoiding a lengthy probate period.

With an irrevocable living trust, you will give your assets away permanently while you are alive and the decision is irrevocable. They are not a part of your estate once they are relinquished. Unless you have an excessive amount of money or property, an irrevocable living trust should not be considered an option. Your estate planning attorney should be able to advise you on whether your circumstances make a living trust an appropriate choice for your estate and which type is best. With the revocable living trust, estate taxes will apply. With the irrevocable living trust, the assets are no longer a part of your estate and, therefore, are not subject to estate taxes.

While some people prefer to go online or use software to create their own living trust in order to maintain their privacy, hiring an estate planning attorney with experience and a good track record is the best way to ensure your assets are distributed according to the conditions you want. There are a number of legal documents that are required when completing a legal trust that only a qualified attorney who specializes in estate planning will have the expertise to complete according to the laws and to your wishes.